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            <title>Reformation of a charitable trust must be timely</title>
            <link>http://www.producersweb.com/r/TFNUC/d/contentFocus/?adcID=138aadad192db4784c3d40f1b17bc90b</link>
            <description>Sometimes, charitable remainder trusts are set up incorrectly at death. After death, a limited period of time may exist to reform the trust to meet charitable deduction requirements. Read this article to find out why.</description>
            <author>William J. Wagner</author>
            <pubDate>Thu, 04 Dec 2008 10:30:00 +0100</pubDate>
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            <title>The Prudent Man Rule</title>
            <link>http://www.producersweb.com/r/YBTB/d/contentFocus/?adcID=81361550a4cdf15e10ede76a482210ac</link>
            <description>The &quot;Prudent Man Rule&quot; applies now more than ever. What is this rule and how does it apply to insurance policies issued by mutual insurance companies?</description>
            <author>Jeffrey Reeves</author>
            <pubDate>Wed, 03 Dec 2008 10:30:00 +0100</pubDate>
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            <title>What &quot;CEO&quot; really stands for</title>
            <link>http://www.producersweb.com/r/MAP/d/contentFocus/?adcID=37ae1877fca545ffedebd2254f50ee22</link>
            <description>With all the recent market madness and bad economic news, I had to revisit an old, true story -- an anecdote that reminds me why it takes tremendous skill and courageous communication to be a financial advisor.</description>
            <author>Susan Zimmerman</author>
            <pubDate>Wed, 03 Dec 2008 10:30:00 +0100</pubDate>
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            <title>The economic impact of Proposed Rule 151A</title>
            <link>http://www.producersweb.com/r/NAFA/d/contentFocus/?adcID=67cd9bac4366118a80bef63ad4c6de9b</link>
            <description>Should Proposed Rule 151A be enacted, the costs and fees associated with compliance will soar.  This article breaks down the additional costs and losses agents, IMOs and carriers will face.</description>
            <author>Kim O’Brien</author>
            <pubDate>Tue, 02 Dec 2008 10:30:00 +0100</pubDate>
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            <title>New restrictions imposed on off-shore deferred comp</title>
            <link>http://www.producersweb.com/r/TFNUC/d/contentFocus/?adcID=e2724a499b3469af561b4e1157c245f5</link>
            <description>As a revenue-raising provision of the Emergency Economic Stabilization Act of 2008, Congress created a new Internal Revenue Code Section that restricts and taxes deferred compensation from foreign entities.</description>
            <author>John H. Fenton</author>
            <pubDate>Tue, 02 Dec 2008 10:30:00 +0100</pubDate>
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            <title>What drives you crazy about selling?</title>
            <link>http://www.producersweb.com/r/HPS/d/contentFocus/?adcID=b49f1f36ba4bd43612d311795056a96a</link>
            <description>This article is a discussion about the things that upset agents and reps when selling; and, an invitation for them to respond.</description>
            <author>Jacques Werth</author>
            <pubDate>Mon, 01 Dec 2008 10:30:00 +0100</pubDate>
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        <item>
            <title>Successfully selling LTCI: Put yourself in your client's shoes</title>
            <link>http://www.producersweb.com/r/LTCIP/d/contentFocus/?adcID=017318184a16572591828033c4a7b68a</link>
            <description>Selling long term care is no different than selling life insurance -- save for a few key words. Read this article to find out why.</description>
            <author>Thomas H. Riekse, Jr</author>
            <pubDate>Mon, 01 Dec 2008 10:30:00 +0100</pubDate>
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        <item>
            <title>The Dazzling Dozen: A white paper, Pt. 2</title>
            <link>http://www.producersweb.com/r/YBTB/d/contentFocus/?adcID=8afee28c1267e5c5ea2c6086618eec1e</link>
            <description>Read Part 2 of this white-paper series for more compelling and dazzling reasons why you should place participating cash value life insurance at the foundation of your client's financial house.</description>
            <author>Jeffrey Reeves</author>
            <pubDate>Wed, 26 Nov 2008 10:30:00 +0100</pubDate>
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            <title>How policyholders' funds in credit default swaps helped sink AIG</title>
            <link>http://www.producersweb.com/r/ABCC/d/contentFocus/?adcID=7f40a2ce288d4e6f4f5792701a9398af</link>
            <description>Read this article to learn how policyholders' funds that are invested in credit default swaps helped sink AIG.</description>
            <author>Andrew Barile</author>
            <pubDate>Wed, 26 Nov 2008 10:30:00 +0100</pubDate>
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            <title>Estate and legacy essentials, Pt. 2: Digging into the details</title>
            <link>http://www.producersweb.com/r/ERI/d/contentFocus/?adcID=611bff936a637aba4ece1629b27ca5f4</link>
            <description>Read this article for a comprehensive list that captures many of the commonly held items across the main categories of estate documents and financial, family legacy and personal instructions.</description>
            <author>Carl &quot;Skip&quot; Rapp</author>
            <pubDate>Wed, 26 Nov 2008 10:30:00 +0100</pubDate>
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            <title>Identity theft: Can anything be done?</title>
            <link>http://www.producersweb.com/r/FCS/d/contentFocus/?adcID=a3fd16e0242ce9deea143aac77f72091</link>
            <description>In this article, we explore identity theft--what it is, its common causes, the technical side, the laws, tips to avoid or mitigate it, and insurance options to protect against it.</description>
            <author>Diane W. Richardson</author>
            <pubDate>Wed, 26 Nov 2008 10:30:00 +0100</pubDate>
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            <title>Influence: How to understand executives</title>
            <link>http://www.producersweb.com/r/AP/d/contentFocus/?adcID=9c9501a43a6fd352331a532675df05c6</link>
            <description>For the past 10 years, I've been training and coaching advisors on how to spot and connect with executives and business owners. In this article, I'm going to share with you some of the special skills we teach our coaching clients.</description>
            <author>Michael Lovas</author>
            <pubDate>Tue, 25 Nov 2008 10:30:00 +0100</pubDate>
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            <title>Does &quot;buy and hold&quot; work when the market goes up and down like a yo-yo?</title>
            <link>http://www.producersweb.com/r/WPI/d/contentFocus/?adcID=4f7905d0fc25f0f28cfb9a702eb6b313</link>
            <description>This is a new and very volatile world, and this article is intended to give you something to think about: Is buying and holding stocks right now a good idea, even when looking at the long term?</description>
            <author>Roccy DeFrancesco</author>
            <pubDate>Tue, 25 Nov 2008 10:30:00 +0100</pubDate>
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            <title>Group long term care: A warning</title>
            <link>http://www.producersweb.com/r/DSG/d/contentFocus/?adcID=f593a81781db0b1a56acc3f7a3a7c6a8</link>
            <description>Despite the recent success of group l ong term care insurance in corporate employee benefit programs,</description>
            <author>Allan Checkoway</author>
            <pubDate>Tue, 25 Nov 2008 10:30:00 +0100</pubDate>
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        <item>
            <title>Break free from mutual fund tax inequalities with an SMA</title>
            <link>http://www.producersweb.com/r/DFW/d/contentFocus/?adcID=08bcbdb4646e3b6fd515370c5d6018db</link>
            <description>Read this article for a look at how you can break free with and SMA to eliminate drag-down mutual fund tax inequalities have taken another returns bruising this year, as have equities in general.</description>
            <author>Don F. Wilkinson</author>
            <pubDate>Mon, 24 Nov 2008 10:30:00 +0100</pubDate>
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            <title>How to avoid a $200,000 fine from the IRS</title>
            <link>http://www.producersweb.com/r/VEBA/d/contentFocus/?adcID=f28c1a665c1b04e530a3ace67138bbc6</link>
            <description>Read this article to learn how insurance professionals continue to sell abusive 412(i) and 419 insurance tax deduction plans without realizing that the IRS will fine them $200,000 as a material advisor.</description>
            <author>Lance Wallach</author>
            <pubDate>Mon, 24 Nov 2008 10:30:00 +0100</pubDate>
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            <title>How to sell life insurance despite our struggling economy</title>
            <link>http://www.producersweb.com/r/IPSH/d/contentFocus/?adcID=2e84fca94d0aec18baf3a89776b08213</link>
            <description>Are you ready to learn the real &quot;insider secrets&quot; to selling cash-value life insurance?</description>
            <author>Lew Nason</author>
            <pubDate>Fri, 21 Nov 2008 10:30:00 +0100</pubDate>
        </item>
        <item>
            <title>The Economy Before Christmas</title>
            <link>http://www.producersweb.com/r/ORCA/d/contentFocus/?adcID=232022f07435f0e90476914f2208c2f5</link>
            <description>Read this poem, a retrospective on the current state of the economy amid the approaching winter holidays.</description>
            <author>Douglas E. Richards</author>
            <pubDate>Fri, 21 Nov 2008 10:30:00 +0100</pubDate>
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        <item>
            <title>Hollywood and Workers' Compensation: AIC 34</title>
            <link>http://www.producersweb.com/r/KER/d/contentFocus/?adcID=ffafe3c1e21efecd7803cede6187b10e</link>
            <description>Review of AIC 34: &quot;Workers' Compensation and Managing Bodily Injury Claims.&quot;</description>
            <author>Henrietta Nye</author>
            <pubDate>Thu, 20 Nov 2008 10:30:00 +0100</pubDate>
        </item>
        <item>
            <title>AAA responds to WSJ article on Hartford Financial</title>
            <link>http://www.producersweb.com/r/AAA/d/contentFocus/?adcID=e8397ec9bff2387b42e808417b970dbb</link>
            <description>A response to the recent WSJ article saying Hartford Financial may have to raise more capital since its variable annuity business is suffering, relative to variable annuities versus fixed and fixed-indexed annuities.</description>
            <author>Steven S. Delaney</author>
            <pubDate>Thu, 20 Nov 2008 10:30:00 +0100</pubDate>
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        <item>
            <title>Low interest rates + market crisis = estate planning opportunities</title>
            <link>http://www.producersweb.com/r/JNLI/d/contentFocus/?adcID=5fc59d90c94adcd83b88607244e6af73</link>
            <description>This article explains how the currently floundering financial markets present many opportunities for estate planners.</description>
            <author>Jason Ryan</author>
            <pubDate>Wed, 19 Nov 2008 10:30:00 +0100</pubDate>
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        <item>
            <title>How to charge fees</title>
            <link>http://www.producersweb.com/r/IARFC/d/contentFocus/?adcID=5d81c9a96a813b260f15208d95534772</link>
            <description>The birth of a financial advisor starts with education, which leads to awareness, and then to understanding.  The highlight of the Financial Planning Process(TM) is the preparation of a comprehensive plan.  However, the client must have agreed to pay a fee for this professional service.  How should the advisor determine and communicate this fee?</description>
            <author>Ed Morrow</author>
            <pubDate>Wed, 19 Nov 2008 10:30:00 +0100</pubDate>
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