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  1. Impediments to a well-planned estate, Pt. 4
    A variety of common estate planning impediments are discussed, including failures to account for inflation, liquidity and psychological impediments.
  2. Women and investing: An abundance of caution
    In this article, gender differences in investing behavior and their sociological origins are addressed. The effects financial advisors have on women's comfort level with investing are also discussed.
  3. Fiduciaries, Pt. 7: Breach of fiduciary duties and powers
    This article discusses how fiduciaries can be held liable for failing to discharge their responsibilities appropriately.
  4. Impediments to a well-planned estate, Pt. 2
    This article discusses the importance of guardianship, residuary clauses and tax apportionment issues. The problems associated with improper tax planning are also addressed.
  5. Impediments to a well-planned estate, Pt. 1
    Estate planning is the art of accumulating, preserving and transferring property during your lifetime and at death. But many people don't have an estate plan - read this article to uncover some of the most common reasons for this.
  6. Impediments to a well-planned estate, Pt. 3
    Read this article to learn about the improper ownership of assets; issues created by illness, job change and job loss; and the impact caused by a nonemployed spouse's disability or loss.
  7. Creating the Flexible Irrevocable Trust
    Trusts are often employed as an owner or beneficiary of life insurance for both tax and nontax purposes. Many trusts will be designed with lengthy or unlimited duration. It is imperative to carefully consider methods to keep a trust flexible for f...
  8. Probate: Pros, cons and methods to avoid, Pt. 2
    In this second article of this two part series, Professor Connie Fontaine of The American College discusses the advantages and disadvantages of probate and ways individuals can avoid this process through proper estate planning.
  9. Probate III: The different kinds of probate proceedings
    In this third article of our three-part series about probate, Professor Connie Fontaine of The American College discusses the different kinds of probate proceedings and the impact these proceedings can have on the estate distribution process.
  10. Fiduciaries, Pt. 4: Selecting guardians
    This article discusses the different kinds of guardians appointed by courts, along with their roles and responsibilities, as well as the importance of this task during the estate planning process.
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Authors

Connie J. Fontaine
Eileen McDonnell
Mary Quist-Newins

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The American College


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WELCOME MESSAGE

The mission of The American College is to raise the level of professionalism of its students and, by extension, the financial services industry as a whole. By imparting expert knowledge - and by emphasizing that such knowledge must be regularly renewed and ethically applied - the College seeks to strengthen not only its students' professionalism but, ultimately and most importantly, the financial security of the individuals, families, businesses, and society they serve.

The American College is an independent, accredited, nonprofit educational institution that provides graduate and professional education, primarily on a distance learning basis, to men and women pursuing career growth in the increasingly sophisticated and competitive field of financial services.

Founded in 1927 as The American College of Life Underwriters, the College has in recent decades broadened its instructional offerings to reflect the growing convergence of insurance and other financial services professions. A variety of designation, certificate, graduate-degree, and continuing education programs now complement its long-respected CLU designation.

The Huebner Gold Medal is the highest honor bestowed upon insurance and financial services professionals by The American College to honor those special few whose support of the College and its programs, and whose dedication to education and professionalism have been of particular meaning to the mission and progress of the institution.

 

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