What if you had the opportunity to have your 55-year old client pay the rates of a 43-year old client? Answer -- your clients would pay thousands less for their IUL.

What would that do to the cash-value accumulation within their policy? Answer -- by saving thousands of dollars in cost of insurance charges, they would have a greater accumulation value. And by having a larger cash value to access, they can distribute much more income.

There is a simple, safe and effective way to offer your clients a strategy that over the life of the policy could save an average client over $145,000? And by saving over $145,000 in insurance charges, you could also put that money back into the policy so it works for them instead of against them.

If you want the one strategy that allows you to make your clients look years younger, and generate higher cash values, complete the form below.

For financial professional use only. This material may not be reproduced in any form where it is accessible to the general public. IUL is designed first and foremost to provide life insurance protection. While the interest crediting options are attractive for cash accumulation, the product should always be promoted to first meet the death benefit needs of families and businesses with cash accumulation as a secondary benefit. Life insurance products contain fees, such as mortality and expense charges, and may contain restrictions, such as surrender periods. State variations will apply. A policy’s surrender value can be less than cumulative premiums paid as a result of these fees. Policy loans and withdrawals may create an adverse tax result in the event of a lapse or policy surrender, and will reduce both the cash value and death benefit. Consult a tax advisor for specific information.