˜This feature is based on methodology developed by AMZ Financial and pending patent approval.
ˆ 50/male/standard/opt A DB with a 7-pay illustrated at 7% illustrated rate (6% VLR) with max income age 65-100 that scenario increases income by 29.7% and reduces COIs by 59% through age 90.
For financial professional use only. This material may not be reproduced in any form where it is accessible to the general public. Insurance products described here are underwritten and issued by Minnesota Life Insurance Company. AMZ Financial Insurance Services, LLC serves as a distributor of these products and is independently owned and operated. Omega Builder IUL is designed first and foremost to provide life insurance protection. While the interest crediting options are attractive for cash accumulation, the product should always be promoted to first meet the death benefit needs of families and businesses with cash accumulation as a secondary benefit. Life insurance products contain fees, such as mortality and expense charges, and may contain restrictions, such as surrender periods. State variations will apply. A policy’s surrender value can be less than cumulative premiums paid as a result of these fees. Policy loans and withdrawals may create an adverse tax result in the event of a lapse or policy surrender, and will reduce both the cash value and death benefit. Consult a tax advisor for specific information.
Minnesota Life Insurance Company • A Securian Company • 400 Robert Street North, St. Paul, MN 55101-2098 •
651-665-3500 • 651-665-4488 Fax