You have access to one of the most talked about IUL products in over a decade, and you aren’t yet contracted? What are you waiting for? Minnesota Life aligned with AMZ Financial to exclusively distribute its newest IUL product, Omega Builder IUL. It includes a patent pending1 design that cuts the Cost of Insurance charge by up to 79%.2 By cutting costs so dramatically, your clients benefit becuase Omega Builder enhances policy loans by up to 34%.2

The industry has embraced Omega Builder IUL. Producer interest, client acceptance and sales exceed expectations. We originally planned to provide just the first five producers to reach $100,000 in IUL sales a gold coin, but with four of those slots already taken, we’ve added five more gold coins valued up to $1,600. Each producer to individually submit $100,000 in paid target premium by November 30, 2013 is eligible. Is it in you?

1This feature has a patent filed by AMZ Financial. 250/M/Std NT/Opt A DB/15-pay at 7% illustrated rate (5% VLR) with max income 65-100. For financial professional use only. This material may not be reproduced in any form where it is accessible to the general public. Insurance products described here are underwritten and issued by Minnesota Life Insurance Company. AMZ Financial Insurance Services, LLC serves as a distributor of these products and is independently owned and operated. Omega Builder IUL is designed first and foremost to provide life insurance protection. While the interest crediting options are attractive for cash accumulation, the product should always be promoted to first meet the death benefit needs of families and businesses with cash accumulation as a secondary benefit. Life insurance products contain fees, such as mortality and expense charges, and may contain restrictions, such as surrender periods. One could lose money in this product. State variations will apply. Policy loans and withdrawals may create an adverse tax result in the event of a lapse or policy surrender, and will reduce both the cash value and death benefit. Consult a tax advisor for specific information.

Minnesota Life Insurance Company • A Securian Company • 400 Robert Street North, St. Paul, MN 55101-2098 •651-665-3500 • 651-665-4488 Fax

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