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Recent studies show that there is $9.5 trillion sitting either in IRAs, defined contribution plans or non-qualified mutual funds that may soon be looking for an investment option that provides a lifetime of guaranteed income. Annuity insurers are well-positioned to capture that burgeoning market.

Now is a golden era for life & annuity producers. This is the biggest financial "pie" in history. As an insurance and financial professional, to get your "piece", you have to be out there marketing yourself and speaking with new prospects every day or risk being

left behind.