INSTANT ACCESS: Key Features Sheet

Bonus AdvantageSM and

The Optional Income Benefit1

Wait 10 years to elect income and income payments are boosted temporarily to 8% of the Income Base2

Single or joint payout - doesn't matter Age - doesn't matter

Health - doesn't matter

The client's payout will be equal to 8% of the income base for as long as there is Contract Value in the contract. After all of the Contract Value has been paid out, income will continue on a guaranteed basis at a rate based on the owner's age at the time of income election.

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