Introducing an innovative, new index crediting option designed to provide individuals with valuable portfolio diversification

Creative Marketing is proud to introduce a revolutionary way to provide greater accumulation potential for your clients ... which could mean bigger lifetime income checks or a larger death benefit for loved ones than you ever thought possible.

The Total Value Annuity (TVA) from Security Benefit Life Insurance Company offers a never-before-seen index crediting option - the 5 Year Annuity Linked TVI (ALTVI) Index - with an objective to be non-correlated to traditional asset classes, and volatility controlled to control index risk and smooth returns of the ALTVI. The ALTVI utilizes a transparent rules-based process to capture rising and falling price trends by taking both long and short positions on 24 highly liquid futures contracts.

In other words, the ALTVI's goal is to deliver positive returns in both bullish and bearish environments, two concerning market scenarios today. If you have clients who are tired of trying to weather the market swings, consider showing them a completely different playing field ... one with performance based on a disciplined approach that's free of emotion.

Complete the form below to view the impressive backcasting results of this product.

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FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH CONSUMERS.

The Annuity Linked TVI Index, RBS, The Royal Bank of Scotland and the DAISY device logo are trademarks of The Royal Bank of Scotland Group plc and have been licensed for use by The Royal Bank of Scotland Group plc or one of its affiliates. Security Benefit Life Insurance Company annuities are not sponsored, endorsed, sold or promoted by The Royal Bank of Scotland plc or The Royal Bank of Scotland Group plc. The Royal Bank of Scotland plc and The Royal Bank of Scotland Group plc make no representation and offer no advice with regard to purchasing any Security Benefit annuity. None of The Royal Bank of Scotland plc or any of its officers, employees, representatives or agents accept any responsibility for the appropriateness or suitability of any Security Benefit annuity for any purchaser, or for the performance of the Annuity Linked TVI Index or any Security Benefit annuity, nor shall any of them be liable for any errors, misstatements or omissions in any communications with respect thereto.

EAM Partners L.P. ("EAM") created and owns rights to the methodology that is employed in connection with the Trader Vic Index™. RBS has provided a contribution to the Trader Vic Index™ in a limited manner. RBS's contribution is limited to performing calculations and data distribution in connection with the Index. EAM does not sponsor, endorse, sell, or promote this or any investment fund or other vehicle that is offered by third parties and that seeks to provide an investment return based on the returns of the Trader Vic Index™. A decision to invest in any such investment fund or other vehicle should not be made in reliance on any of the statements set forth in this document. Prospective investors are advised to make an investment in any such fund or vehicle only after carefully considering the risks associated with investing in such funds, as detailed in an offering memorandum or similar document that is prepared by or on behalf of the issuer of the investment fund or vehicle. EAM has developed, maintained and is the sole party responsible for the methodology that is employed in connection with the Trader Vic Index™.

Depending on market conditions, participation rates and spreads may apply in the future. The Total Value Annuity, a fixed index flexible premium deferred annuity, is issued by Security Benefit Life Insurance Company (SBL), Topeka KS. Product features and availability vary by state.

SBL, a Guggenheim Partners Company, provides annuities to approximately 200,000 contract owners. Through its subsidiaries, SBL's parent Security Benefit Corporation is a leading provider of retirement plan services throughout the nation, primarily in the education marketplace, and offers a variety of compelling and customized products. Its se2 affiliate is an award-winning and nationally recognized provider of administrative services for the insurance and financial services industry.

# 88-00001-14 2011/03/07