PRODUCT SPOTLIGHT

Indexing Options:

15.25%

cap on the 100% participation (in the indexing formula) for the S&P 500 Index Annual One-Year Point-to-Point crediting option (8.47% illustrative rate)

12.25%

cap on the 140% participation (in the indexing formula) for the S&P 500 Index Annual One-Year Point-to-Point crediting option (8.12% illustrative rate)

5.5%

cap on the S&P 500 Index Monthly One-Year Monthly Point-to-Point crediting option (8.89% illustrative rate)

Along with the 15.25% Cap, FG Life-Elite II Offers

Maximum guaranteed variable loan rate of 5%

A .25% persistency bonus beginning in the 11th policy year

High target premiums

Solid death benefit protection

Fidelity & Guaranty Life is the marketing name for Fidelity & Guaranty Life Insurance Company issuing insurance in the United States outside of New York and, in New York only, Fidelity & Guaranty Life Insurance Company of New York. Each Fidelity & Guaranty Life company is solely responsible for its contractual commitments.“FGL” when used herein refers to Fidelity & Guaranty Life, the marketing name for Fidelity & Guaranty Life Insurance Company issuing insurance in the United States outside of New York and, in New York only, Fidelity & Guaranty Life Insurance Company of New York Fidelity & Guaranty Life Insurance Company, Baltimore, MD 21202

Withdrawals and loans will reduce available death benefit. Withdrawals beyond basis may be taxable income. Excessive and unpaid loans will reduce policy value andmay cause the policy to lapse.

Contracts issued by Fidelity & Guaranty Life Insurance Company, Baltimore, MD. Certain restrictions may apply.
Subject to state availability. Optional provisions and riders may have limitations, restrictions and additional charges may apply.

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