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IN TEN YEARS

DOUBLEDOUBLE

With Simplicity Elite!

A traditional deferred annuity with strong income, impairment and death benefit features

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* Enhanced Guaranteed Minimum Withdrawal Benefit (GMWB) feature. In order to receive the enhanced guaranteed withdrawal payments, clients must be certified by a physician as impaired and expected to be permanently unable to perform at least two out of six activities of daily living (ADLs). See contract for further restrictions and qualifications.

1 Assumes no withdrawls taken. Subject to state availability, certain restrictions apply. Optional provisions and riders may have limitations, restrictions and additional charges.

Fidelity & Guaranty Life is the marketing name for Fidelity & Guaranty Life Insurance Company issuing insurance in the United States outside of New York and, in New York only, Fidelity & Guaranty Life Insurance Company of New York. Each Fidelity & Guaranty Life company is solely responsible for its contractual commitments.

FOR PRODUCER USE ONLY – NOT FOR USE WITH THE GENERAL PUBLIC                         13-133

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