Complimentary Product Sheet: Index Bonus 115SM

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Commissions remain 50 BPS higher

Commission special extended through January 31, 20131

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FOR AGENT USE ONLY—NOT FOR USE WITH CONSUMERS - © 2012 Forethought - 1212

1 Commission special is for applications received between October 8, 2012 and January 31, 2013. Applications received prior to October 8 or after January 31, 2013 will receive lower commissions. Rates shown are street level commissions and are subject to change.

2 Reduced by 1.00% in the states of Alaska, Connecticut, Delaware, Florida, Minnesota, Ohio, South Carolina, Texas and Utah.

3 Reduced by .50% in Washington. Reduced by 1.00% in the states of Alaska, Delaware, Maryland, Minnesota, Ohio, Oklahoma, Oregon, South Carolina, Texas and Utah.

4 Available to ages 0-75 if sold without the Optional Income Benefit Rider.

5 Commissions are not paid on premiums received after the issue date.

Products are issued by Forethought Life Insurance Company, 300 N. Meridian Street, Ste. 1800, Indianapolis, IN 46204

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