Do you know the options your clients have for generating
a lifetime income? This White Paper will help you determine…

If your clients prefer a guaranteed or non-guaranteed retirement

When guaranteed income is the right choice

Comparisons of Variable Annuity GLWBs vs. Fixed Index Annuity1 GLWBs

 

Midland National offers a variety of income solutions
that focus on one Outcome…Income!

Industry leading payouts2 with a built-in Guaranteed Lifetime Withdrawal Benefit
(GLWB) Feature3

Optional Rider with several roll-up options to fit your clients needs

Bridging the Retirement Gap Kit that identifies Income Needs

FOR AGENT USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES.

The opinions and ideas expressed in this article are those of the author, and are intended as general and educational in nature. It is not intended to reflect or describe specific product features.

1. Fixed Index Annuities are not a direct investment in the stock market. They are long term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although Fixed Index Annuities guarantee no loss of premium due to market downturns, deductions from your Accumulation Value for additional optional benefit riders could under certain scenarios exceed interest credited to your Accumulation Value, which would result in loss of premium. They may not be appropriate for all clients.

2. Statements regarding payouts are based on current research and comparison specific to income feature payouts and do not completely compare all annuity product features.

3. While certain included features may have no explicit cost, a product with a built-in GLWB feature may offer lower credited interest rates, lower Index Cap Rates, lower Participation Rates and/or greater Index Margins than products that don’t have these built-in features.

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