Offers Flexible Income Solutions
That Are Available After Year 1!
(Ages 50 and over)
Industry leading payouts1 with a built-in Guaranteed Lifetime Withdrawal Benefit (GLWB) Feature2
Optional Rider with several roll-up options including up to 6.75%3
Bridging the Retirement Gap Kit that helps identify Income Needs
Do you know the options your clients have for generating a lifetime income? This White Paper will help you determine…
If your clients prefer a guaranteed or non-guaranteed retirement
When guaranteed income is the right choice
Comparisons of Variable Annuity GLWBs Vs. Fixed Index Annuity4 GLWBs
See How Our Income Solutions Compare
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FOR AGENT USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES.
This is not a complete summary of all product and rider features, please see product and rider brochures for further details and limitations.
2. While certain included features may have no explicit cost, a product with a built-in GLWB feature may offer lower credited interest rates, lower Index Cap Rates, lower Participation Rates and/or greater Index Margins than products that don’t have these built-in features.
3. The Retire X-Cel® GMWB Rider is an optional guaranteed lifetime withdrawal benefit (GLWB) available for an additional cost issued on form AR202A (rider) and PS202B (spec page) or appropriate state variation. This rider may not be available in all states, available on all products, or appropriate for all clients. Bonus Credit Option 2 offers a 6.75% Bonus Credit for 10 years with a reset opportunity.
4. Fixed Index Annuities are not a direct investment in the stock market. They are long term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although Fixed Index Annuities guarantee no loss of premium due to market downturns, deductions from your Accumulation Value for additional optional benefit riders could under certain scenarios exceed interest credited to your Accumulation Value, which would result in loss of premium. They may not be appropriate for all clients.
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