Where can you find a fixed index annuity for your clients' retirement income needs:
- An 8% premium bonus on the first three years premium - available through March 7, 2012
- An income rider with a 6% roll-up rate, plus the potential interest rate of Allianz 365i allocations credited to the protected income value every year until withdrawals or annuitization begins.
- Up to 8.5% compensation1
- Access to full contract accumulation value, including bonus, after 10 years (The protected income value is only available through lifetime withdrawals and not available if the contract is surrendered or annuitized.)
- Three withdrawal options to choose from, including payments based on changes in the Consumer Price Index (CPI-U)
It's the power of the Income Maximizer Rider on the new Allianz 365i Annuity. Powerful combinations you can only get with Allianz PreferredSM.
The bonus is subject to a 10-year vesting schedule. 10% of the bonus will become vested on each contract anniversary until the beginning of the 11th contract year, when 100% will be vested. If you surrender your contract before the 11th contract year, you will lose the unvested bonus. Bonus annuities may include higher surrender charges, longer surrender charge periods, lower caps, higher spreads, or other restrictions that are not included in similar annuities that don’t offer a premium bonus feature. During the first 10 contract years, we will apply a surrender charge and unvested bonus reduction if you partially or fully surrender your contract. The same would apply if you begin annuitization, which means receiving regular annuity payments over a specified period of time, prior to the sixth contract year (or for fewer than 10 years). These charges may result in a loss of bonus, indexed interest and fixed interest, and a partial loss of principal (your premium).
Complete the form below to gain INSTANT ACCESS to the product details:
For financial professional use only - not for use with the public.
Eligibility for an Allianz Preferred Agent Agreement is subject to Allianz's review of agent history, background and other factors.
1Bonus commissions subject to broker/dealer approval.
Rider fee is 1.20% of the protected income value, deducted monthly from the accumulation value and guaranteed minimum value.Guarantees are backed by the financial strength and claims-paying ability of Allianz Life Insurance company of North America.
Distributions may be subject to a surrender charge. Distributions are also subject to ordinary income tax and, if taken before age 59½, a 10% federal tax penalty may apply.
Allianz 365i Annuity (C52575) and Income Maximizer Rider (R95331) are issued by Allianz Life Insurance Company of North America.
Product and feature availability may vary by state and broker/dealer.