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NO blood, NO urine, NO paramed and quick issue. A+ rated carrier.*

This guaranteed UL product gives you the flexibility of dialing down the 'guaranteed period' and the 'premium payment period' to lower the required premium and close more sales!

Imagine the sales opportunities with a no-lapse guaranteed UL product that offers simplified underwriting. You can even create your own simplified issue customizable no-lapse guaranteed issue product. (40-years, 43-years, 46 years, 54-years, etc.)

Issued in 5 days or less on clean apps - you get paid fast.

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