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Five Coverage Term Options:

- Annual Renewable Term (ART), 10, 15, 20 and 30 years

Guaranteed Coverage with Level Death Benefit up to Age 951

Great Commission

Competitive Rates

Living Benefits

- Critical, Chronic and Terminal Illness

Conversion Credit2

- 100% of annual term premium

payable in year of conversion

- Available through 5th anniversary

- Prorated in the first policy year

people

Annual Premium Rate Comparison:

Male, Age 40, Non-Smoker, Preferred Plus, Face Amount: $500,000

• AdvantageShield ART$170

- Aviva Life and Annuity Company $190

- Banner Life Insurance Company $225

• AdvantageShield 10 Year $240

- North American Company for Life and Health$250

- Transamerica Life Insurance Company$250

• AdvantageShield 20 Year$390

- American General Life Insurance Company$404

- North American Company for Life and Health$405

• AdvantageShield 30 Year$635

- Transamerica Life Insurance Company$650

- North American Company for Life and Health$685

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