Boomer Stats & Facts

Whitepapers

  • Age-Based Retirement Investing: A better solution for participants and plan sponsors in the age of transparency.
    Knowing how to invest for retirement is often difficult for the average person. In recent years, lifestyle funds have made it easier for most participants. The distinguishing feature of the popular "target date" lifestyle funds is that the overall asset allocation automatically becomes more conservative as a participant's retirement date approaches. Another approach -age-based investing -automatically adjusts asset allocation to become more conservative based on a person's age, rather than an expected retirement date.
  • ETFs in 401(k)s; The Future is Now.pdf
    In recent months there has been much misinformation swirling about in the media regarding the usefulness of ETFs in 401(k) plans. This white paper addresses the application of ETFs as a valuable tool that can easily be incorporated into retirement plans. Irrational trepidation and technical impediments have prevented more widespread usage of ETFs in 401(k)s. For those who seek out select administrators, options are plentiful and extremely cost effective.
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Case Studies

 

Reports

  • Protecting Senior Investors: Compliance, Supervisory and Other Practices Used by Financial Services Firms in Serving Senior Investors
    Statistics show that baby boomers today control more than $13 trillion in household investable assets, or over 50% of total U.S. household investment assets.1 Projections also show that nearly one in every six Americans will be 65 or older by the year 2020.2 Given the increasing number of investors who will need advice and guidance, financial services firms are actively developing new products and seeking to provide financial advice and services to investors as they prepare for and reach retirement.
  • Sharing Their Good Fortune: Boomers and Giving Back
    While Boomers (born between 1946-1964) have often been referred to as the "Me Generation," now, having experienced the personal and historical events that define their values as a generation, many Boomers are giving careful thought to helping others. In fact, four in five Boomers say "I have been very fortunate in life," and this positive view of their lives is manifested in finding ways to sharing their good fortune.
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Surveys

  • Defined Contribution Plan: Distribution Choices at Retirement
    Defined contribution (DC) plans have become an integral part of the U.S. private pension system. At year-end 2007, DC plans held $4.5 trillion in assets and accounted for 25 percent of all U.S. retirement assets. This does not count monies originating in employer-sponsored plans and rolled over into Individual Retirement Accounts (IRAs). At year-end 2007, IRAs held $4.7 trillion in assets; much of this total resulted from rollovers.
  • Single Women in the USA: Retirement Dreams v. Financial Realities
    For the past 8 years, the Transamerica Center for Retirement Studies has conducted a national survey of U.S. business employers and workers regarding their attitudes toward retirement. Theresearch emphasizes employer-sponsored retirement plans, issues faced by small-to mid-sized companies and their employees, and the implications of legislative and regulatory changes.
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Forward Motion

 

Polls

    Henry Paulson's subprime bailout plan is:
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Boomer Stat of the Week


  • Sixty-one percent of working boomers who would like their employers to provide more consultation on benefits, however, only 52 percent feel their employers are qualified to offer such advice.

    Harris Interactive for Longevity Alliance

  • Two-thirds of the oldest boomers are not only financially unprepared for retirement, but they also don't realize it.

    McKinsey & Co.

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