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Retirement

Retirement strategies >>

jberson
The IRA rollunder — a concept with guaranteed results
Article posted by Jeffrey Berson
The IRA rollunder is, without a doubt, the most exciting estate planning and preservation technique in use today.

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Investments >>

Robert Kerzner
Advisors matter
Article posted by Robert Kerzner
Throughout the world, legislators and regulators are banning commission-based advice. Even here is the U.S., there has been much discussion about instituting a universal fiduciary standard, which would effectively ban commission-based advice. The problem is, our research has shown that most people are willing to far less than the cost of providing that advice.

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Regulatory >>

Kevin Startt
Are retirement plans in the Fed's crosshairs next?
Article posted by Kevin Startt
Before you or your client gets “whacked” in a bad retirement plan, it may be a great time to consider an annuity or life insurance alternative that provides diversification outside the possible federal takeover or cutback in benefits.

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Retirement plans >>

Julius Giarmarco
Portability versus credit shelter trusts
Article posted by Julius Giarmarco
The decision on whether to use a credit shelter trust or to rely on portability will depend on each couple’s facts and circumstances. But when in doubt, prudence dictates opting for a credit shelter trust.

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Economy >>

Ken Davis
Truth in taxation: Taxing an illusion
Article posted by Ken Davis, CPA, CFP, CLU, ChFC
We, as insurance professionals, can help protect against much of the bad news. While our interest rates on annuities and life insurance are also at historical lows, they are higher than many other safe assets paying interest.

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