Retirement

Regulatory >>

Roccy Defrancesco
Florida Supreme Court goes after the unauthorized practice of law
Article posted by Roccy DeFrancesco
Many insurance agents and financial planners offer to draft living trusts where they not only give advice for a fee on what a client should do, but they actually draft the documents just as though they were attorneys. While there are a few states that allow this, most states frown upon it; and now Florida has specifically outlawed it.

More from Regulatory

Retirement strategies >>

Jared Trexler
The great estate tax debate: Should it stay or go?
Article posted by Ed Slott
Despite both its longstanding inclusion as part of the tax code and the fact that it impacts less than two in every 1,000 Americans, the estate tax is often at the center of policy debates in Washington. If — and it’s a big if — the President offers some type of compromise in which the estate tax is repealed in exchange for the elimination of the step-up in basis, those who have so ardently rallied against the estate tax for years should overwhelmingly support such a measure.

More from Retirement strategies

Retirement plans >>

Dan McGrath
The invincibility mindset vs. the need for LTCI
Article posted by Dan McGrath
One thing is a fact of life — health happens. And when health happens, it does not care about our own personal goals and desires.

More from Retirement plans

Investments >>

John L. Olsen, CLU, ChFC, AEP
In search of suitability
Article posted by John Olsen
Every advisor who sells financial products must wrestle every day with the concept of suitability. We may be (and should be) held accountable for demonstrating that the sales we make are appropriate and that they meet the needs of our clients. But how do we do that?

More from Investments

Economy >>

George Shave
Mitigating sequence of return risk with annuities
Article posted by George Shave
When we enter retirement, the objective changes from accumulation to decumulation. And in this stage of life, even the do-it-yourselfers are turning to financial advisors for help. That’s because the decumulation process has many inherent risks that can be unforgiving in our retirement years.

More from Economy