Annuities

Annuity sales >>

Sean A. Ruggiero, CEP
Why qualified funds shouldn't fear surrender charges
Article posted by Sean Ruggiero
We are often looking for the annuity with the best construct to fit a need, maybe with a bonus, while paying attention to those nasty surrender charges. Well, if it’s qualified money that you’re dealing with (and according to LIMRA, 62 percent of them are), then don't worry about surrender charges!

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Fixed annuities >>

Daniel Williams
Senator Warren investigates rewards offered to 'annuities dealers' advising retirees
Article posted by Daniel Williams
According to the Massachusetts Senator, questionable practices highlight the need for a strong conflict-of-interest rule for retirement advisors.

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Indexed annuities >>

INERTIA / ASG
Long-term care planning: Make it an asset, not an expense
Article posted by Mike Padawer
Long-term care planning once meant buying traditional long-term care insurance, usually with “use or lose it” benefits and a lack of any real cost certainty. However, with the evolution of financial planning, it's becoming clear that long-term care planning should be a component of a comprehensive plan.

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Variable annuities >>

kstartt
The last two converts to income annuities?
Article posted by Kevin Startt
One of the chiefs of the financial planning industry, Harold Evensky, recently changed his opinion on annuities, admitting that they make sense as a lifetime retirement income source. I also recently read an interview conducted with the dean of financial advisors, Nick Murray, and even he has come around to the idea of utilizing a variable annuity as a lifetime income source.

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Annuity regulation >>

kschilling
Advisor, agent, product peddler
Article posted by Karl Schilling
As a life and health agent, you will soon have a very difficult decision. And for many this will be a career ending decision.

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