Annuities

Annuity sales >>

Warren Hersch
Eye on Congress, the courts and regulators: 6 questions answered
Article posted by Warren Hersch
Oringer says the administration is sending mixed signals about how retirement assets should be invested.

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Fixed annuities >>

kstartt
Are your annuity prospects terrible investors?
Article posted by Kevin Startt
As Peter Lynch, the great Fidelity Magellan manager espoused, “hit doubles” and don’t try to hit the ball out of the park, but hit them patiently. Are you or your clients trying to hit the ball out of the park and becoming another average terrible investor?

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Annuity regulation >>

Warren Hersch
The 2015 interest rate outlook: 7 questions answered
Article posted by Warren Hersch
LifeHealthPro Senior Editor Warren S. Hersch recently interviewed Terence Martin, director of life annuity research at Conning & Co. about the impact of the current rate environment on life insurers and the outlook for both in 2015. The following are excerpts.

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Indexed annuities >>

John L. Olsen, CLU, ChFC, AEP
We need a separate license for annuity salespersons
Article posted by John Olsen
​I propose that the NAIC develop and require a separate license for those who sell "complex products." No one benefits when complicated instruments are sold by those who don't understand them.

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Variable annuities >>

kstartt
Make an annuity date with real estate right now
Article posted by Kevin Startt
Most agents who sell indexed life and annuity products remain non-securities licensed, so it is natural for the agent to gravitate towards the comforting confines of the three major crediting methods: monthly point-to-point, monthly averaging and annual point-to-point. The earliest civilizations understood the need for diversification. In addition, they understood the importance of real estate in the process. It is no surprise then that agents would begin to think about alternative indices, like real estate.

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