Health

Long Term Care >>

Jeff Reed
How a MEC can be your client’s Swiss army knife
Article posted by Jeff Reed
Whether as a cash-equivalent sale or an annuity alternative that has been designed smartly to feature living benefits, the potential upsides and the attractive tax-free death benefits are hard to ignore. I believe that the inclusion of these products by life insurance professionals in their daily planning can uncover opportunities that are often overlooked.

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Individual or group insurance >>

Frank N. Darras
Insurance pitfalls and coverage gaps: How to provide the best possible service to clients
Article posted by Frank N. Darras
With the recent changes in health care insurance, now is the time to learn the ins and outs of the new health insurance system so you can advise clients about their choices. The insurance they have through their employers may not cover all their needs. If so, what can you recommend to them?

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Disability insurance >>

Kelly Moser
DI dancing: The good, the bad, the 80s
Article posted by Kelly Moser
Take a moment to relive your glory years, chuckle quietly in your cubical and remember: To know 80s dancing is to love disability insurance … and you’re about to know 80s dancing.

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Health Care Reform >>

JVC
Understanding Medicare Part B excess charges
Article posted by Jeffrey VanCleve
There is almost no chance that a Medicare beneficiary will ever receive any Part B excess charge billing. Here's an in-depth explanation of why that is.

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Medicare and Medicaid >>

Steve Savant
Saving the Medicaid system one life insurance policy at a time
Article posted by Steve Savant
Did you know that Medicaid has surpassed Medicare as the nation’s largest health care program? It is the fastest growing part of most state budgets and funds nearly two-thirds of all nursing home residents. Medicaid has become a runaway train of an entitlement. So how, you ask, can you personally help to at least slow down this train’s increasing need for fuel (funding)?

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