Scams, fraud, predatory sales tactics and smart decisions about moneyArticle added by Karl Schilling on May 21, 2013

Karl Schilling

Davenport, FL

Joined: October 29, 2005

Jay Abraham has defined preeminence as “being totally focused on adding value for the other side and understanding what value looks like.” The most intriguing result of victimization in any scam, fraud or predatory sales tactic is the distinguishable lack of value transferred in the process. These events are always totally one-sided in that the only gain in the process is by the scammer or fraudster as they steal time, money and psychic energy.

The grand loser in this is always the victim. There is no preeminence in this transaction, nor is there any long-term relationship value. With this very obvious equation, an extraordinary number of victims are created on a daily, if not hourly, basis. How can this be?

It all starts within the victim; no one can scam, defraud or manipulate you unless you allow it. The power of avoidance always lies with you, yet the psychological triggers are rarely understood on a personal level. As such, manipulation becomes a very simple process which leads to the greater risks of scams and frauds.

Predatory sales tactics are the invite to every level of scam or fraud. It all begins with a sales pitch. I want to make it very clear that professional salespeople are vital to our everyday lives and our overall financial well-being. The grave obstacles lie within the industries which promote predatory sales tactics and strive to make sales revenue at any cost. The lack of value transfer is a poor decision about money.

One simple method to help you make smart decisions about money is minimizing your bad decisions about money. Losses are always more difficult to overcome than a simple “no” decision. By saying no, you can greatly limit your potential losses. Of course, the next level is to make “yes” decisions so you can successfully grow your wealth status.

The attraction to a yes decision is the idea of quick gain, fast money. It starts with an offer that seems to be risk free and offers “guarantees.” Everyone has a greed trigger and once it is initiated, the launch code begins on a bad decision about money.

While making smart decisions about money requires a learning curve for each individual, having an unbiased, third-party advocate provides you with a 24-hour protection shield. Of course, once you gain knowledge, you can rely on self-dependence more readily.

Having an advocate allows you to pass off the sales pitch and early attraction button. The third-party source is able to objectively review and dig into the offer with full detachment and no personal bias. This level of protection is priceless, as it will remove the initial level of bad decisions about money.
The levels of financial decisions you make in a lifetime are multi-layered, and any one of these decisions can set you back years and possibly lead to financial ruin. Look at all these areas in which your ability to make smart decisions about money can be the difference between financial freedom and total financial misery:

1. Insurance: life, home, auto, personal liability, commercial liability, health, flood and many others.

2. Medical concerns: Medicare, Medicaid, health insurance, health providers and more.

3. Housing: rent or own? Insurance protection, maintenance concerns, upkeep, liability exposure, home improvement, furnishings and many other financial decisions.

4. Transportation: auto, travel, vacations, insurance, maintenance and more.

5. Family care: children, elderly family members, illness of family members, etc.

6. Taxes: How to limit your tax liability, how to grow your assets tax-free, how to position your assets most advantageously and more.

7. Estate planning: how to pass on wealth, how to protect wealth, how to establish trust protection, how to legally protect your assets, how to best position retirement income and more.

8. Identity: Identity theft is the most prevailing type of fraud today, and it can destroy everything mentioned above.

All these are examples of areas where people are vulnerable to be victimized by predatory sales people, scams and outright fraud. When you least expect it you can be targeted and ultimately victimized.
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