BELLEVUE, WASH., AUGUST 30, 2012
— One of the nation's thought-leaders on long-term care insurance,
Stephen D. Forman, today released the fourth article in his ongoing
educational series, surveying the history, variety and value of what
are called "Immediate Benefits".
Forman, senior vice-president of
LTCA, explained his motive for writing the article, "During the
decision-making process, our office often hears from clients debating
the value of coverage they fear they may never use. LTC
insurance is no different from auto or homeowners—if the whole year elapses
without incident, just blow out your birthday candles and consider yourself
"Having said that," Forman continued, "Consumers today
may be surprised to learn of the emerging trend in LTC insurance of
including health and wellness benefits which can be accessed on 'day
one'. And if the policyholder has parents, in-laws or grandparents in need
of care—some policies will extend care coordination services, quality provider
reports, and discounts to extended family as well."
The entire series
thus far can be found on Producers eSource, where Forman is a
- "The Top 10 Long-Term Care Riders You Need to Know"
- "Inflation: The Silent Killer of LTC Insurance"
- "LTCi Riders: Return of Premium"
- "LTCi Features: Immediate Benefits"
As increasing numbers of Baby Boomers heed the
Federal Government's call to "get more information about private LTC
insurance options" (source: National Plan, 2012) LTCA
cautions the public to seek only reliable sources of information.
Questions about LTC coverage options and qualification
can be found at www.ltc-associates.com or by calling 1-800-704-9233. About LTCA:
With roots dating back to 1972, Long
Term Care Associates, Inc. (LTCA) has now entered its 5th decade focused
exclusively in the LTC insurance marketplace. Headquarted in Bellevue, Wash.,
the company is proud to serve over 5 Million members of sponsoring
organizations, and count the claim payments to its clientele in the Tens of
Millions of dollars. Please follow our "Education Through Social
Media" campaign on any of the following properties: www.facebook.com/ltcassociates, www.youtube.com/ltcassociates, www.twitter.com/ltcassociates.