‘Mr. HSA’ reveals his account limits predictionsNews added by Benefits Pro on January 29, 2014
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By Dan Cook

Health Savings Account limits will either rise marginally or remain where they are for the next two years.

That’s the forecast from HSA Consulting Services and its HSA guru, Roy Ramthun. He established his reputation as “Mr. HSA” by guiding the U.S. Treasury Department through its implementation of the savings account program a decade ago. Now, his forecasts are closely watched.

The increases aren’t spectacular but suggest that, for those who opt to use them, they can count on stability for a couple of years. In the case of catch-up contributions for those ages 55 and over, and additional spouse catch-up contributions, which are fixed at $1,000, there will be no changes, Ramthun said.

And now, without further ado, here are the purported new numbers, offered sequentially from 2013 through 2015.

Individual maximum contribution

$3,250
$3,300
$3,300

Family maximum contribution

$6,450
$6,550
$6,650

Individual maximum out-of-pocket

$6,250
$6,350
$6,450

Family maximum out-of-pocket

$12,500
$12,700
$12,900

Individual minimum deductible

$1,250
$1,250
$1,300

Family minimum deductible

$2,500
$2,500
$2,600

See also: Researchers point to shift in health accounts

Originally published on BenefitsPro.com
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