Continuing education for insurance licensing

By Barb Donnar

Yes, I know. The words “continuing education” are dirty words for most of us involved in insurance licensing. Whether you are an insurance agent or an adjuster, continuing education (CE) is a necessary evil. And as those of us in insurance licensing know, agents and adjusters tend to complete CE requirements at the last minute, which can cause problems and delays when renewing a resident license.

The good news is that continuing education for insurance licensing has made great strides in the past several years. Gone are the days when the only option an agent or adjuster had for CE was to sit in a boring classroom for days at a time. In today’s world, most states allow all CE hours to be completed via self-study. Self-study options include textbook courses or online courses. However, there are some states which require a certain number of hours to be completed in a live classroom setting. For example, a life/health agent in Texas is required to complete 30 total hours of continuing education every two years. Of those 30 hours, at least 15 hours must be completed in certified classroom or classroom-equivalent courses. The remaining hours may be completed via self-study.

The majority of states now require 24 hours of continuing education, and three of those hours must be in ethics. Other states' hour requirements can range from 10-60 hours per renewal period.

There are hundreds (if not thousands) of continuing education providers for insurance licensing, so don't wait until the last minute to make your CE arrangements.

See also:

Certificates of authority and insurance agency licensing

What you need to know about insurance agency licensing