Preventing identity theft
By Brett Anderson
St. Croix Advisors
Guard your identity. Here are the steps to take:
I know you’ve heard it before; identity theft can happen at any time without you being aware of it for years. This, however, is an awful fact that we need to proactively protect ourselves from.
Identity theft can cause more harm then you realize, including mountains of credit card debt, bad credit and years of precious time wasted to reclaim your own name. One of the main misconceptions about proactively working on protecting yourself and your family is that it is too expensive. While there are higher-end plans to protect your identity there are also free plans. That’s right, I said free.
Identity theft has become such a problem there are now parts of government, as well as private industries who are willing to help the average citizen. All you have to do is request it.
Most of the programs allow for you to pay more if you are interested in a higher-end protection option, but to jump start you and your family you can use this as a resource to begin your planning.
These identity theft protection groups will monitor you credit for free.
For your free credit card score:
Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-528 — 1-877-322-8228
Contact the Credit Bureau’s Opt-Out line: 1-888-567-8688
To be notified next time I post an article, please click the “Follow” button below my headshot in the top left corner.