Multi-life and executive long-term care: benefits and structureBlog added by Steve Savant on November 19, 2013
Steve Savant

Steve Savant

Scottsdale , AZ

Joined: January 28, 2005

Long-term care insurance has four basic building blocks that comprise the benefits in customized policy: benefit amount, benefit period, waiting period and inflation or CPI riders. Most employers use pre-determined plan designs, generally representing three benefit levels. Some employees buy additional benefits called "buying up." Steve and Maria walk through the benefits and structures of multi-life LTC polices in business scenarios.

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