There are additional options for a business to purchase disability coverage with guaranteed standard issue, simplified issue and supplemental group long-term disability. These can be the foundational framework for basic disability coverage. Business overhead expense to cover rent, mortgage payments, business property taxes, business insurance premiums, payroll, benefits or utility bills are also important aspects to insure. It can also cover outsourced business expenses like accounting and legal fees. And then there’s Lloyd’s of London, the specialty insurance company that covers older-age employees or specific vocational hazards and other niche liabilities. Nationally recognized disability insurance expert Tim Kukiesa is interview in this video blog.
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Steve Savant is the host of the daily producer show, Let’s Get Down to Business, and the weekly consumer show, Steve Savant’s Money, the Name of the Game. Both shows are sponsored by Ash Brokerage. Steve is the #1 online author and videographer of insurance content. Steve has been cited on FO... More