There is such a difference in the underwriting assessment between mortality and morbidity products, especially with long-term care. Add to that multiple lives on a census spreadsheet that can direct the insurance professional to underwriting approach, such as modified guaranteed issue, simplified issue and full underwriting. Steve and Maria discuss the census, participant requirements and the enrollment options for LTC in a corporate environment.
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Steve Savant is the host of the daily producer show, Let’s Get Down to Business, and the weekly consumer show, Steve Savant’s Money, the Name of the Game. Both shows are sponsored by Ash Brokerage. Steve is the #1 online author and videographer of insurance content. Steve has been cited on FO... More