Name of the game: the top 4 consumer concerns

By Steve Savant

All over the Internet, there is no other economic subject that polarizes advisors across the country more than "buy term and invest the difference from a permanent policy." Next to that is the ultimate retirement question, "What assets should be used in retirement and in what sequence should they be used?" Running a close third is whether or not you should convert traditional IRAs to Roth IRAs before retirement to maximize income during your golden years. And lastly, whether or not to self-insure against extended care costs or purchase a long-term care insurance policy. Steve takes these questions to Bob Ritter, the architect of the most popular advisor planning software, for answers to these critical consumer questions.