Name of the game: the top 4 consumer concerns

By Steve Savant

Ash Brokerage Corporation

All over the Internet, there is no other economic subject that polarizes advisors across the country more than "buy term and invest the difference from a permanent policy." Next to that is the ultimate retirement question, "What assets should be used in retirement and in what sequence should they be used?" Running a close third is whether or not you should convert traditional IRAs to Roth IRAs before retirement to maximize income during your golden years. And lastly, whether or not to self-insure against extended care costs or purchase a long-term care insurance policy. Steve takes these questions to Bob Ritter, the architect of the most popular advisor planning software, for answers to these critical consumer questions.