Annuity update — March 2013

By Steve Savant

Ash Brokerage Corporation

Athene, Sentinel and Forethought lead the discussions as caps begin to come off the floor. One anomaly among the conversation is Oxford’s no-cost income rider that, when triggered, can deliver above-market returns. New annuity product lines are always being developed by carriers with income riders and living benefits. But now annuity carriers are designing unconventional indices to capture more upside and create a distinctive approach to indexing. Steve and Eric discuss the leaders in each annuity division to keep you up to speed on the latest product development and crediting rates in the industry.