Life insurance underwriting update — July 2013
By Steve Savant
Life insurance underwriting seems to be only about the medical issues in an impaired case. But this episode contains some of the toughest financial justification scenarios that you may see in your career. In one example, the proposed insured had a negative adjusted gross income. The underwriter was able to investigate (IDV) the case on the Internet and secured assets not listed in the original financial documents. Steve and Allene feature substandard underwriting cases from their case placement success files.