The basics of underwriting

By Steve Savant

Welcome to the nightmare that can be substandard! But right around Halloween, a supernatural event occurs that seemingly has nothing to do with actuarial science or the underwriting protocols of a carrier. Like marketing magic, independent impaired risk managers come to your rescue like emergency medical personnel driving up in an ambulance and performing triage field underwriting to stabilize your case for transport to the carrier who best suites the impairment.

The Halloween gang of the BIZ escorts you through the basics of field triage underwriting from table ratings to flat extras and lifestyle credits that can position your hard-to-place case in the best possible light.

Steve Savant, host of the Business Insurance Zone, reprises his role as the Phantom of Unplaced Premium with special guests Jessica Lopez as Little Red Riding Hood and Eric Palmer as The Count.

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