Accessing LTC benefits

By Steve Savant

Ash Brokerage Corporation


Accessing your benefits can be based on your elimination period, your activities of daily living and whether you're using a calendar or service days policy provision. Severe cognitive impairment can also impact access to benefits. Most plans are now reimbursement rather than indemnification. Steve and Bradley go down the laundry list of items to help you understand how to access your extended care benefits.