Name of the game — Linked benefit cash value products

By Steve Savant

Retirement planning can be a daunting task, especially when you consider that the odds are high that you'll be living longer. Increased life expectancy also increases the odds of you needing some degree of extended care coverage or assisted home living at the minimum.

But what if you are in the minority of Americans who will never need assistance? Now there may be an alternative to traditional long-term care insurance that has cash values so you can mitigate the cost, even if you don't use it. Steve Savant interviews linked benefit expert Bradley Gayheart in an eye-opening conversation about extended care protection.