Name of the game: The #1 overlooked employer retirement plan

By Steve Savant

The most popular employer-sponsored retirement plan is a 401(k). But a 401(k) can be tax- and cost-inefficient with most plans funded by market-exposed products. A fully insured defined benefit plan under 412(e)(3) can provide safety, low plan expenses, and it is more tax-efficient. Nationally recognized 412((e)(3) expert Nick Paleveda MBA J.D. explains why this plan may be a better deal than traditional 401(k)s.