How life expectancy affects the settlement market

By Steve Savant

Ash Brokerage Corporation


There are three to four life expectancy providers that calculate the mortality of policy insureds with their own proprietary methodologies. There are also a few annuity carriers that apply mortality credits for annuitants with impaired risks by rating up the actual age of the proposed annuitant. While this is just a general assessment, it’s a good place to start without submitting the full requirements of a life settlement. Life settlement experts Erez Rotem and Alex Sirotkin of Integrity Life Solutions, LLC are interviewed in this video blog.