The benefit options of variable annuities

By Steve Savant

Ash Brokerage Corporation

Maximizing the additional value of variable annuities requires optimized options to invest in, thus increasing the benefit of owning the variable annuity policy. One option is survivorship and/or single insured, life insurance for generational transfer issues like charitable giving, legacy planning, and federal and state taxes due at death. Another option is life insurance or annuities with long-term care riders or even a stand-alone long-term care policy. Steve and Tim outline the possibilities of repurposing the extra values found by maximizing the benefits correctly.