Many homeowners in the United States remain without proper insurance coverage in the event of a natural catastrophe, according to the Insurance Information Institute (I.I.I.).
The Institutes says that five years after a tsunami severely damaged Indonesia and Southeast Asia, claiming more than 225,000 lives, the U.S. has drastically improved its tsunami detection system.
In addition, the number of communities recognized as Tsunami Ready by the National Oceanic and Atmospheric Administration has increased from 11 to 72 in the past five years.
Such communities boast a 24-hour warning system as well as emergency operations centers and education programs.
Still, despite these improvements, the I.I.I. says that few homeowners are insured against hurricanes, floods and other natural disasters.