Lead the accumulation market with the new Total Value Annuity

Creative Marketing is proud to offer you an exclusive opportunity to partner with us and provide your clients outstanding growth potential combined with a substantial death benefit for beneficiaries. The Total Value Annuity (TVA) from Security Benefit Life Insurance Company also includes:

• A first-year premium bonus of up to 10% (depending upon state, rider purchased and

age)*

• 4% plus interest credits in a guaranteed stacking roll-up of the Income Benefit Base

and Death Benefit Base

• Death Benefit Base payable as a lump sum at death

• An uncapped interest crediting strategy based on a revolutionary, proprietary new

index crediting option**

• An Income Rider with ultra-competitive payout factors and a Home Healthcare

Doubler***

• 7% comp for you

Plus, you'll enjoy unparalleled sales support from the only IMO to offer 15 years of actuarial experience, strategic marketing and communications consulting, and the first-ever producer's Maximum Compensation Plan. With limited producer spots available, don't miss out on your chance to propel your business ahead of the competition.

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FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH CONSUMERS.

* If surrendered, partial withdrawals are taken in excess of the free withdrawal amount, an election to receive annuity payments is made prior to the end of the surrender charge period, or a payment is made upon death of an owner who is not the spouse of the annuitant, a bonus recapture will apply and take away all or part of the bonus. Bonus annuities may include lower caps or interest rates, longer surrender periods, higher surrender charges or other restrictions that are not included in annuities that don't offer a bonus feature. The amount of charges or reduction in interest credits may exceed the amount of the bonus.

** Depending on market conditions, participation rates and spreads may apply in the future.

*** Doubles the payout factor for up to 5 years if the covered person(s) cannot perform 2 or more ADLs (must not have any ADLs at time of application and 2 year waiting period

The Income and Death Benefit riders, optional riders for which an annual premium is charged, and the Total Value Annuity, a fixed index flexible premium deferred annuity, are issued by Security Benefit Life Insurance Company (SBL), Topeka, KS.

SBL, a Guggenheim Partners Company, provides annuities to approximately 200,000 contract owners. Through its subsidiaries, SBL's parent Security Benefit Corporation is a leading provider of retirement plan services throughout the nation, primarily in the education marketplace, and offers a variety of compelling and customized products. Its se2 affiliate is an award-winning and nationally recognized provider of administrative services for the insurance and financial services industry.

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