Terms & Conditions

1. ProducersWEB, Inc. User Agreement and General Terms of Use

1.1 This End User Agreement constitutes the agreement between ProducersWEB, Inc. ("PW") and you as a user who accesses or establishes a connection ("user," "you," or "your") to the ProducersWEB.com Portal Web site or the ProducersLIFE electronic magazine (collectively the "Service").

1.2 You agree to abide by all of the provisions in this Agreement in order to remain an authorized user of the Service, and your use of the Service constitutes your agreement to abide by these provisions. You are solely responsible for your use of the Service, for all use of the Service made by others using your user name and password, and for ensuring that such use complies fully with the provisions of this Agreement.

1.3 You agree to abide by ProducersWEB’s link exchange policy, whereby you may link to your content as published by ProducersWEB on external websites provided you use the following format:
  • Headline
  • Byline (if desired)
  • First paragraph
  • Link back to ProducersWEB for full article

1.4 ProducersWEB reserves the right, in its sole discretion, to change any or all of the provisions of this Agreement at any time. ProducersWEB will notify users of any changes by posting them on the Service or through other reasonable means of providing notice. Any changes to this Agreement will be effective immediately upon notice to you. Your use of the Service after notice of changes to this Agreement have been made will be deemed your acceptance of the changes.

1.5 ProducersWEB reserves the right, in its sole discretion, to change, limit, or discontinue any aspect, content, or feature of the Service, as well as any aspect pertaining to the use of the Service. ProducersWEB further reserves the right, in its sole discretion, to restrict the use of the Service as well as suspend or revoke your rights to use the Service based on ProducersWEB's belief that your use of the Service violates that permitted by this Agreement or applicable law.

1.6 IF YOU DO NOT AGREE TO THE PROVISIONS OF THIS AGREEMENT OR ARE NOT SATISFIED WITH THE SERVICE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE YOUR USE OF THE SERVICE.

2. Disclaimer of Warranties & Limitation of Liability

2.1 YOU EXPRESSLY AGREE THAT USE OF THE SERVICE IS AT YOUR SOLE RISK. NEITHER PRODUCERSWEB, NOR ANY OF ITS AFFILIATES, EMPLOYEES, AGENTS, DISTRIBUTORS, OR THIRD PARTY CONTENT PROVIDERS WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR FREE OR THAT THEY WILL BE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. NOR DO THEY MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE, OR AS TO THE ACCURACY, RELIABILITY, COMPLETENESS, OR CONTENTS OF ANY CONTENT, INFORMATION, OR MATERIAL FOUND ON THE SERVICE, ANY MERCHANDISE OR SERVICES PROVIDED THROUGH THE SERVICE, OR ANY LINKS TO OTHER SITES OR SERVICES MADE AVAILABLE ON THE SERVICE.

2.2 THE SERVICE, ALL CONTENT, MATERIAL AND INFORMATION FOUND ON THE SERVICE ARE PROVIDED ON AN "AS IS" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

2.3 UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL PRODUCERSWEB (OR ANY OF AFFILIATES, EMPLOYEES, AGENTS, DISTRIBUTORS OR THIRD PARTY CONTENT PROVIDERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, ANY CONTENT, INFORMATION AND MATERIAL ON THE SERVICE, OR THE SERVICE ITSELF. THESE LIMITATIONS APPLY REGARDLESS OF WHETHER THE PARTY LIABLE OR ALLEGEDLY LIABLE WAS ADVISED, HAD OTHER REASON TO KNOW, OR IN FACT KNEW OF THE POSSIBILITY OF SUCH DAMAGES. YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT PRODUCERSWEB (AND ANY OF ITS AFFILIATES, EMPLOYEES, AGENTS, DISTRIBUTORS AND THIRD PARTY CONTENT PROVIDERS IS NOT LIABLE FOR ANY DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF ANY USER, INCLUDING YOU.

2.4 THE OPINIONS EXPRESSED IN MEMBER CONTENT ARE THOSE OF THE AUTHOR AND DO NOT NECESSARILY STATE OR REFLECT THE VIEWS OF PRODUCERSWEB.COM. PRODUCERSWEB.COM MAKES NO REPRESENTATIONS AS TO THE ACCURACY, COMPLETENESS OR VALIDITY OF MEMBER CONTENT.

3. Indemnification

To the maximum extent permitted by applicable law, you will defend, indemnify and hold harmless ProducersWEB (and any of its affiliates, employees, agents, distributors or third party content providers) from and against all claims, liability, and expenses, including attorneys' fees and legal fees and costs, arising out of your use of the Service or your breach of any provision of this Agreement. ProducersWEB reserves the right, in its sole discretion and at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you. You will cooperate as fully as reasonably required in the defense of any claim.

4. Notices between Us

You will contact us by sending electronic mail to support@producersweb.com (or to accounts@producersweb.com for account-related matters). We will contact you by sending electronic mail to the address you provide to us, or by posting a notice on the Service.

5. Termination

ProducersWEB may terminate this Agreement and your use of the Service, or discontinue the Service, at any time. ProducersWEB shall have the right immediately upon notice to you to terminate your use of the Service in the event of any conduct by you which ProducersWEB, in its sole discretion, considers to be unacceptable, or in the event of any breach by you of this Agreement or violation of applicable law.

6. Law Governing Performance and Disputes

This Agreement, your performance under it, and any disputes arising under it shall be governed exclusively by the laws of the United States of America and the Commonwealth of Pennsylvania, without giving effect to their conflict of laws principles. You expressly consent to the exclusive forum, jurisdiction, and venue of the Courts of the Commonwealth of Pennsylvania and the United States District Court for the Eastern District of Pennsylvania in any and all actions, disputes, or controversies relating to this Agreement.

7. General Terms

This Agreement and any rules posted on the Service by ProducersWEB constitute the complete and exclusive and final expression of the agreement of the parties with respect to the subject matter hereof. No waiver by either ProducersWEB or you of any breach or default under this Agreement shall be deemed to be a waiver of any preceding or subsequent breach or default. This Agreement shall be binding upon and inure to the benefit of ProducersWEB and its successors, trustees, and permitted assigns. ProducersWEB may assign this Agreement, or any of its rights or obligations under this Agreement, with or without notice to you. Any such assignment by ProducersWEB does not relieve you of your obligations under this Agreement.

8. General Usage

Interaction with this website either through membership activation or email subscription identifies involvement within the Insurance and financial industry, and assumes all proper and current licensing as deemed necessary by regulatory authorities. This site and all content here within is meant for financial and professional use only.