Retirement strategies »

Four reasons most retirement income plans are pure fantasy
Article posted by Mike Padawer
The advisory community continues to ignore the most basic expenses their clients will face in retirement. There are four primary reasons.

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Investments »

Dave Ramsey's debunking debacle on retirement income
Article posted by Kevin Startt
Quite candidly, I agree with about 90 percent of what Dave has to say in his many books and through Financial Peace University. He has helped my family and many of my client’s family’s as well, but I have a couple more bones to pick, in addition to what other advisors have said, that I believe are legitimate.

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Retirement plans »

​Death, taxes and rising health care costs
Article posted by Mike Padawer
We all know the saying "Nothing in life is certain except death and taxes." Maybe it's time to modify it to "Nothing in life is certain except death, taxes and rising health care costs."

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Economy »

Stephen D. Forman (LTCA)
Your next LTCI sales idea: "Dog bites man"
Article posted by Stephen Forman
We must be our own bullhorns. It's incumbent upon each of us to focus on the positive, both in our lives, our professions and for the industry of long-term care to which we devote ourselves so passionately. Our clients and policyholders deserve nothing less from us.

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Regulatory »

Roccy Defrancesco
Pac Life suspends Section 79 plan sales
Article posted by Roccy DeFrancesco
I just confirmed that Pacific Life Insurance suspended all sales of their Section 79 plan.

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