The civil war inside the insurance industry continues as mortality carriers add long-term care riders to life insurance and annuity policies; some riders are actually embedded into the policy at no cost. On the other hand, many financial planners use standalone long-term care policies, because the definitions of care and the focus of the policy delivers more value as the main event rather than a sidebar rider. Steve and Stephen walk you through the debate and rank the remaining long-term care carriers for 2013.
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Steve Savant is the host of the daily producer show, Let’s Get Down to Business, and the weekly consumer show, Steve Savant’s Money, the Name of the Game. Steve is the number one online author and videographer of insurance content. During his 30-year career in the financial services industry,... More