Long-term care linked benefits in annuities and cash-value life insurance policies are undergoing a subtle recharaterization. In the past, hybrid insurance products were used simply for extended care indemnification. Now they are being viewed as a balance sheet asset as more retirement advisors embrace the hybrid as the highlight of retirement planning. Steve and Bradley discuss the economic leverage of hybrid insurance products.
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Steve Savant is the host of the daily producer show, Let’s Get Down to Business, and the weekly consumer show, Steve Savant’s Money, the Name of the Game. Both shows are sponsored by Ash Brokerage. Steve is the #1 online author and videographer of insurance content. Steve has been cited on FO... More