Nonsmokers & smokers

By Steve Savant

Right after Halloween, mindless marketers stage a coup and overthrow carrier underwriting protocols and control the company until the end of the year. Medical requirements disappear with the wave of a wand. Table shaving programs and lifestyle credits go high voltage in the laboratory of the declined, postponed and heavily rated. Supernatural forces are at work as standard offers are extended for cases that shouldn’t see the light of day. The Halloween team of the BIZ runs you through the gauntlet of substandard gamers to equip you with digest summaries to get your game on and place your hard to place case.

Steve Savant, host of the Business Insurance Zone, reprises his role as the Phantom of Unplaced Premium with special guests Jessica Lopez as Little Red Riding Hood and Eric Palmer as The Count.

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