Individual long-term care: claims

By Steve Savant

Ash Brokerage Corporation


A long-term care policy is only as good as the contractual language behind the benefits. The events leading up to a claim are defined by the activities of daily living, the waiting period of the policy and the location of care (assisted home living or nursing home confinement). Steve and Maria address comprehensive, indemnification and reimbursement plans to help frame the basis of future care claims.