2013 March Madness final four product review: disability insurance

By Steve Savant

Ash Brokerage Corporation

The most neglected insurance by financial planners and insurance professionals alike is disability insurance, also known as paycheck coverage. Disability insurance has several planning approaches besides the traditional individual disability coverage. It can indemnify business overhead, a key employee, a retirement plan or business buy-out. Once in force, disability insurance generally stays in force, which underscores its value once the policy is placed. Steve and Marci perform a product line exposé for those unfamiliar with disability insurance. It’s all about ranking the top 2013 disability carriers.