Elderly dementia patient wins $34.2 settlement over suspension of LTC benefits
By Lauren McNitt
ProWEB Wire (Industry News)
An Omaha, Neb.-based insurance company has been ordered to pay a 90-year-old woman living in an assisted living facility in Montana $34.2 million for suspending her dementia care payments.
Arlene Hull and her daughter sued Ability Insurance Co. in 2010 after the insurer stopped paying her assisted living benefits after an independent nurse’s assessment said Hull could be considered independent and her condition rehabilitated. Hull had been diagnosed with dementia in 2007 and had experienced strokes. She purchased the long term care policy in the 1980s.
The company was found in violation of Montana’s unfair trade practices law and in breach of contract.